“Recently, the Government of India launched Jan-Dhan Yojana.”
In the light of the given statement, discuss briefly the objectives of this scheme.
In the light of the given statement, discuss briefly the objectives of this scheme.
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Solution and Explanation
Financial Inclusion: The primary aim of the Jan-Dhan Yojana is to provide access to financial services like savings accounts, insurance, and credit to the economically weaker sections of society.
Affordable Banking Services: It focuses on extending banking facilities to unbanked areas through no-minimum-balance accounts.
Social Security: The scheme includes benefits like accident insurance and life insurance for account holders, promoting economic security.
Direct Benefit Transfers (DBT): Facilitates direct transfer of subsidies and welfare payments, ensuring transparency and reducing leakages.
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