Given below are two statements, one is labelled as Assertion (A) and other one labelled as Reason (R).
Assertion (A) : By providing credit and savings facilities to women, it is expected that women will be economically independent with increase in income level and control over the income.
Reason (R) : Providing only credit and saving facilities to women may not be enough. Literacy, sanitation, communication skills are important for holistic empowerment of women.
In light of the above statements, choose the most appropriate answer from the options given below.