Concept:
A transistor switch has two states: OFF state and ON state.
Step 1: In cut-off region, transistor current is almost zero.
So transistor acts as an open switch.
Step 2: In saturation region, transistor conducts heavily.
So transistor acts as a closed switch.
Step 3: Therefore, transistor used as a switch operates between cut-off and saturation regions.
Hence:
\[
\boxed{\text{Cut-off and saturation regions}}
\]