Concept:
The scale of a vertical aerial photograph is defined as the ratio of a measured distance on the photograph to the corresponding horizontal distance on the ground.
Step 1: Recall the definition of photo scale.
If
\[
d_p=\text{Photo distance},
\]
and
\[
D_g=\text{Ground distance},
\]
then
\[
\boxed{
\text{Photo Scale}
=
\frac{d_p}{D_g}.
}
\]
Step 2: Apply to points at the same elevation.
Since points \(A\) and \(B\) are at the same elevation,
\[
\boxed{
\text{Scale}
=
\frac{\text{Photo distance}}{\text{Ground distance}}.
}
\]
Therefore, the correct option is
\[
\boxed{(D).}
\]