Concept:
All circles passing through the points of intersection of the circles
\[
S_1=0
\]
and
\[
S_2=0
\]
are represented by
\[
S_1+\lambda S_2=0.
\]
Equivalently,
\[
S_1+\mu(S_2-S_1)=0.
\]
The required parameter is determined using the condition on the centre.
Step 1: Write the family of circles through the common points.
Let
\[
S_1=x^2+y^2-2x-4y+1,
\]
\[
S_2=x^2+y^2-4x-2y+4.
\]
Then
\[
S_2-S_1=-2x+2y+3.
\]
Hence the required family is
\[
S=S_1+\lambda(S_2-S_1)=0.
\]
\[
x^2+y^2+(-2-2\lambda)x+(-4+2\lambda)y+(1+3\lambda)=0.
\]
Step 2: Find the centre of this circle.
Comparing with
\[
x^2+y^2+2gx+2fy+c=0,
\]
we get
\[
g=-1-\lambda,
\]
\[
f=-2+\lambda.
\]
Therefore, the centre is
\[
(-g,-f)
=
(1+\lambda,\;2-\lambda).
\]
Step 3: Use the condition that the centre lies on \(x-2y-3=0\).
Substituting
\[
x=1+\lambda,
\qquad
y=2-\lambda,
\]
into
\[
x-2y-3=0,
\]
we obtain
\[
(1+\lambda)-2(2-\lambda)-3=0.
\]
\[
1+\lambda-4+2\lambda-3=0.
\]
\[
3\lambda-6=0.
\]
\[
\lambda=2.
\]
Step 4: Substitute \(\lambda=2\) into the family.
\[
x^2+y^2+(-2-4)x+(-4+4)y+(1+6)=0.
\]
\[
x^2+y^2-6x+7=0.
\]
Step 5: Write the final answer.
\[
\boxed{x^2+y^2-6x+7=0}
\]