Step 1: Use cosine rule.
In triangle \(ABC\),
\[
\cos A=\frac{b^2+c^2-a^2}{2bc}
\]
\[
\cos B=\frac{c^2+a^2-b^2}{2ca}
\]
\[
\cos C=\frac{a^2+b^2-c^2}{2ab}
\]
Step 2: Divide each by corresponding side.
\[
\frac{\cos A}{a}=\frac{b^2+c^2-a^2}{2abc}
\]
\[
\frac{\cos B}{b}=\frac{c^2+a^2-b^2}{2abc}
\]
\[
\frac{\cos C}{c}=\frac{a^2+b^2-c^2}{2abc}
\]
Step 3: Add all three expressions.
\[
\frac{\cos A}{a}+\frac{\cos B}{b}+\frac{\cos C}{c}
\]
\[
=
\frac{b^2+c^2-a^2+c^2+a^2-b^2+a^2+b^2-c^2}{2abc}
\]
Step 4: Simplify the numerator.
Combining like terms,
\[
b^2+c^2-a^2+c^2+a^2-b^2+a^2+b^2-c^2
=
a^2+b^2+c^2
\]
Thus,
\[
\frac{\cos A}{a}+\frac{\cos B}{b}+\frac{\cos C}{c}
=
\frac{a^2+b^2+c^2}{2abc}
\]
Step 5: Final conclusion.
Therefore,
\[
\boxed{\frac{a^2+b^2+c^2}{2abc}}
\]