Step 1: Understanding colloidal stability.
Colloidal particles remain stable due to the presence of like charges on their surface, which prevents aggregation due to electrostatic repulsion.
Step 2: Effect of electrolyte addition.
When excess electrolyte is added, oppositely charged ions are attracted to colloidal particles and neutralize their charge. This reduces repulsion between particles.
Step 3: Coagulation process.
Once the charge is neutralized, colloidal particles lose stability and aggregate together, leading to precipitation or coagulation.
Step 4: Evaluating assertion and reason.
Both statements are correct: addition of electrolyte causes precipitation, and the reason correctly explains charge neutralization leading to coagulation.
Step 5: Final conclusion.
Thus, both A and R are correct, and R is the correct explanation of A.
Final Answer:
\[
\boxed{\text{Both A and R are correct and R is the correct explanation of A}}
\]