Step 1: Calculate the work function.
The work function is
\[
\phi=\frac{hc}{\lambda_0}
=\frac{1240}{496}
=2.5\,\mathrm{eV}.
\]
Step 2: Calculate the maximum kinetic energy.
\[
K_{\max}
=
\frac12 mv^2
=
\frac12(9\times10^{-31})(8\times10^5)^2
=
2.88\times10^{-19}\,\mathrm{J}.
\]
In electron volts,
\[
K_{\max}
=
\frac{2.88\times10^{-19}}{1.6\times10^{-19}}
=
1.8\,\mathrm{eV}.
\]
Step 3: Find the energy of the incident photon.
Using Einstein's photoelectric equation,
\[
E=\phi+K_{\max}
=2.5+1.8
=4.3\,\mathrm{eV}.
\]
Hence,
\[
\boxed{4.3\,\mathrm{eV}}
\]
Therefore,
\[
\boxed{(C)}
\]
is the correct answer.