Elimination approach:
Saline soils form due to accumulation of soluble salts from high evapotranspiration or poor drainage, not from downward movement of fine particles, so this is ruled out. Regur (black cotton soil) develops in situ from weathering of basalt and stays clay-rich throughout the profile rather than being defined by particle translocation. Kankar refers to nodules of calcium carbonate precipitated within a horizon, a chemical accumulation rather than a particle-transport phenomenon. The only term that specifically denotes a profile left coarser on top after fine clay and silt are washed down (eluviation) and redeposited lower down (illuviation) is a Karsi soil. Eliminating the other three options confirms option 3.