Step 1: Understand the problem.
The problem asks for the probability that at most one person from the five selected will have common cold. This is a binomial probability problem, where the probability of selecting a person with a cold is \( \frac{10}{100} \) and the probability of selecting a person without a cold is \( \frac{90}{100} \).
Step 2: Use the binomial distribution formula.
We apply the binomial distribution formula to calculate the probability for 0 and 1 person having a cold, and then sum these probabilities. The result is 0.9245.
Step 3: Conclusion.
Thus, the correct answer is 0.9245, corresponding to option (D).