Concept:
We compare the given coding:
\[
\text{BANK}\rightarrow \text{DCPM}
\]
Step 1: Observe the shift.
\[
B\rightarrow D
\]
This is \(+2\) letters.
\[
A\rightarrow C
\]
This is also \(+2\) letters.
\[
N\rightarrow P
\]
This is also \(+2\) letters.
\[
K\rightarrow M
\]
This is also \(+2\) letters.
So every letter is shifted two positions forward.
Step 2: Apply the same rule to PHONE.
\[
P\rightarrow R
\]
\[
H\rightarrow J
\]
\[
O\rightarrow Q
\]
\[
N\rightarrow P
\]
\[
E\rightarrow G
\]
Step 3: Write the code.
\[
\text{PHONE}\rightarrow \text{RJQPG}
\]
Step 4: Final answer.
\[
\boxed{\text{RJQPG}}
\]
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