Step 1: Use optimization to find the maximum value.
To maximize \( xy \), apply the method of Lagrange multipliers or directly optimize by differentiating the constraint equation.
Step 2: Conclusion.
The maximum value of \( xy \) is \( \frac{c^2}{\sqrt{2ab}} \).
Final Answer:
\[
\boxed{\frac{c^2}{\sqrt{2ab}}}
\]