Step 1: Understanding the Concept
Let \(A\) be the assets. Then \(\dfrac{dA}{dt}=-k\sqrt{A}\).
Step 2: Integrate
\(\dfrac{dA}{\sqrt{A}}=-k\,dt\Rightarrow 2\sqrt{A}=-kt+C\).
Step 3: Use the Given Data
At \(t=0\): \(A=4{,}000{,}000\), so \(2\sqrt{A}=4000\) and \(C=4000\).
At \(t=2\): \(A=40{,}000\), so \(2\sqrt{A}=400\), giving \(400=-2k+4000\) and \(k=1800\).
Step 4: Find the Bankruptcy Time
Set \(A=0\): \(0=-1800t+4000\), so \(t=\dfrac{4000}{1800}=\dfrac{20}{9}=2\dfrac{2}{9}\) years.
Final Answer:
The person is bankrupt after \(2\dfrac{2}{9}\) years.
\[ \boxed{\text{(A) }2\dfrac{2}{9}} \]