Step 1: Lens maker formula
In a medium, \(\frac1f = \left(\frac{n_l}{n_m}-1\right)\left(\frac1{R_1}-\frac1{R_2}\right)\).
Step 2: Air and water
In air, \(\frac1{12} = (1.6-1)K = 0.6K\). In water, \(\frac1{f_w} = \left(\frac{1.6}{1.28}-1\right)K = 0.25K\).
Step 3: Ratio
\(\frac{f_w}{12} = \frac{0.6}{0.25} = 2.4\), so \(f_w = 28.8\ \text{cm} = 288\ \text{mm}\). Option (B).
Final Answer:
The focal length in water is 288 mm.
\[ \boxed{\text{(B)}\ 288\ \text{mm}} \]