Given the formula for surface subsidence:
\[
S = S_{\text{max}} \times \exp\left(\frac{-X^2}{0.5H^2}\right)
\]
We need to find the ratio of surface subsidence at \( X = 10 \) m to that at \( X = 20 \) m.
Step 1: Write the formula for subsidence at \( X = 10 \) m and \( X = 20 \) m:
For \( X = 10 \) m:
\[
S_1 = S_{\text{max}} \times \exp\left(\frac{-(10)^2}{0.5 \times 50^2}\right)
= S_{\text{max}} \times \exp\left(\frac{-100}{0.5 \times 2500}\right)
= S_{\text{max}} \times \exp\left(\frac{-100}{1250}\right)
= S_{\text{max}} \times \exp\left(-0.08\right)
\]
For \( X = 20 \) m:
\[
S_2 = S_{\text{max}} \times \exp\left(\frac{-(20)^2}{0.5 \times 50^2}\right)
= S_{\text{max}} \times \exp\left(\frac{-400}{1250}\right)
= S_{\text{max}} \times \exp\left(-0.32\right)
\]
Step 2: Find the ratio \( \frac{S_1}{S_2} \):
\[
\frac{S_1}{S_2} = \frac{S_{\text{max}} \times \exp\left(-0.08\right)}{S_{\text{max}} \times \exp\left(-0.32\right)}
= \frac{\exp\left(-0.08\right)}{\exp\left(-0.32\right)}
= \exp\left(0.24\right)
\]
Step 3: Calculate the exponential term:
\[
\exp\left(0.24\right) \approx 1.271
\]
Thus, the ratio of surface subsidence at \( X = 10 \) m to that at \( X = 20 \) m is approximately 0.7 after rounding to one decimal place.
\[
\boxed{0.7}
\]