Question:
The bank which merged with Capital First was _____.
The bank which merged with Capital First was _____.
Updated On: Dec 23, 2025
- IDBI
- SBI
- ICICI
- IDFC
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Verified By Collegedunia
The Correct Option is D
Solution and Explanation
The question requires identifying the bank that merged with Capital First. Let's analyze the options and provide the correct answer with justification:
- IDBI: Industrial Development Bank of India (IDBI) did not merge with Capital First. IDBI primarily focuses on industrial financing and retail banking.
- SBI: State Bank of India (SBI) is one of the largest banks in India with its own series of mergers with associate banks, but not with Capital First.
- ICICI: ICICI Bank is one of the major banks in the private sector and did not undergo a merger with Capital First.
- IDFC: IDFC Bank merged with Capital First to form IDFC FIRST Bank. This merger was announced to create a large retail-focused bank in the Indian banking sector. The merger officially took place in December 2018, combining the strengths of IDFC in infrastructure financing and Capital First in retail lending.
The correct answer is IDFC.
This merger aimed to leverage the strengths of both institutions to improve the financial services they offer, particularly in retail segments.
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