Question:

She said, “I have completed my assignment on time.”

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Reported speech usually needs two shifts happening at the same time, not just one: the tense generally moves one step back AND every pronoun/possessive (I/my, we/our) changes to match the new subject -- check both before choosing an option.
Updated On: Aug 18, 2026
  • She said that she had completed her assignment on time.
  • She said that I have completed my assignment on time.
  • She said that she completed her assignment on time.
  • None of these
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The Correct Option is A

Approach Solution - 1

The original sentence is in Direct Speech with the present perfect tense: “I have completed…”. When converting to Indirect Speech, the tense usually shifts one step back: - Present Perfect (have completed) \(⇒\) Past Perfect (had completed). Also, the pronoun “I” changes to “she” (since the speaker is “she”). Thus, the correct transformation is: \(⇒\) “She said that she had completed her assignment on time.”
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Approach Solution -2

Concept:
  • Check each option against both required shifts -- tense and pronoun/possessive -- separately, instead of only building the correct sentence from the rules.

Step 1: Note what needs to shift.
The reporting verb "said" is in the past tense, so the reported clause must generally shift both its tense (present perfect moves back to past perfect) and its pronouns/possessives (first person "I"/"my" must match the third-person subject "she"/"her"). Check each option against both requirements.

Step 2: Test the option that keeps the original pronoun.
"She said that I have completed my assignment on time." Here "I" and "my" are left unchanged, but the speaker is "she," so these must become "she" and "her." This option fails the pronoun shift, so it is rejected.

Step 3: Test the option that keeps the original tense.
"She said that she completed her assignment on time." The pronoun is correctly changed, but the tense stays as simple past "completed" instead of past perfect "had completed." The original present perfect must move one step further back, so this option fails the tense shift and is rejected.

Step 4: Test the option that applies both shifts together.
"She said that she had completed her assignment on time." Both the pronoun/possessive ("I"/"my" to "she"/"her") and the tense (present perfect to past perfect) are shifted correctly together.

Final Answer: She said that she had completed her assignment on time.
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