Step 1: Correct area of circle
Radius \(r = 2\) cm.
\[
\text{Area} = \pi r^2 = \pi \cdot 4 \approx 12.56 \text{ sq cm}
\]
Step 2: Rekha’s estimated area
She underestimated by 4 sq cm, so:
\[
\text{Her estimate} = 12.56 - 4 = 8.56 \text{ sq cm}
\]
Since the circle is being approximated using unit squares, and this estimation is dependent on resolution of grid (i.e., grid size = 1 cm), the effective resolution error is related to the perimeter.
Step 3: Area underestimation indicates coarser circle sampling.
We must estimate what value of \(d\) could result in an estimate of 8.56.
Since radius is fixed, this is a distractor: The correct value is the under-estimate Rekha got:
\[
\boxed{8.56}
\]