Question:
Loans to women entrepreneurs can be provided through-
A. Pradhan Mantri Rozgar Yojna
B. Pradhan Mantri Sahayta Rind
C. Udyogini
D. Mundra
E. National Banking Scheme for Women
Choose the correct answer from the options given below:
Loans to women entrepreneurs can be provided through-
A. Pradhan Mantri Rozgar Yojna
B. Pradhan Mantri Sahayta Rind
C. Udyogini
D. Mundra
E. National Banking Scheme for Women
Choose the correct answer from the options given below:
A. Pradhan Mantri Rozgar Yojna
B. Pradhan Mantri Sahayta Rind
C. Udyogini
D. Mundra
E. National Banking Scheme for Women
Choose the correct answer from the options given below:
Show Hint
MUDRA loans are divided into three categories based on the business stage: Shishu (loans up to \(\text{Rs. } 50,000\)), Kishor (up to \(\text{Rs. } 5\text{ lakh}\)), and Tarun (up to \(\text{Rs. } 10\text{ lakh}\)).
Updated On: Aug 5, 2026
- A, B and D only
- A, C and D only
- B, C and D only
- B, D and E only
Show Solution
Verified By Collegedunia
The Correct Option is B
Solution and Explanation
Step 1: Understanding the Concept:
Supporting women's entrepreneurship is a key strategy for rural development and economic empowerment.
The Government of India and various financial institutions have launched targeted credit and self-employment schemes to help women establish micro-enterprises.
Step 2: Detailed Explanation:
Let us evaluate each of the schemes listed in the options:
- Pradhan Mantri Rozgar Yojana (PMRY) (A): Launched in 1993, this scheme was designed to provide self-employment opportunities to educated unemployed youth, with specific reservations and concessions for women entrepreneurs.
- Udyogini Scheme (C): A specialized scheme implemented by the Women Development Corporation of various state governments.
It provides interest-free loans and subsidies to women from low-income families to establish retail, trading, or micro-business enterprises.
- Pradhan Mantri MUDRA Yojana (PMRY refers to Mudra, spelled as Mundra in the question paper) (D): Launched in 2015, this scheme provides loans up to \(\text{Rs. } 10\text{ lakh}\) to non-corporate, non-farm small/micro enterprises.
The scheme places a major focus on supporting women entrepreneurs, with more than \(70\%\) of Mudra loan accounts held by women.
- Pradhan Mantri Sahayta Rind (B) and the generic National Banking Scheme for Women (E) are not formal, recognized schemes in this context.
Therefore, the valid credit schemes that support women entrepreneurs are PMRY (A), Udyogini (C), and MUDRA (D).
Step 3: Final Answer:
The correct option representing these schemes is (B).
Supporting women's entrepreneurship is a key strategy for rural development and economic empowerment.
The Government of India and various financial institutions have launched targeted credit and self-employment schemes to help women establish micro-enterprises.
Step 2: Detailed Explanation:
Let us evaluate each of the schemes listed in the options:
- Pradhan Mantri Rozgar Yojana (PMRY) (A): Launched in 1993, this scheme was designed to provide self-employment opportunities to educated unemployed youth, with specific reservations and concessions for women entrepreneurs.
- Udyogini Scheme (C): A specialized scheme implemented by the Women Development Corporation of various state governments.
It provides interest-free loans and subsidies to women from low-income families to establish retail, trading, or micro-business enterprises.
- Pradhan Mantri MUDRA Yojana (PMRY refers to Mudra, spelled as Mundra in the question paper) (D): Launched in 2015, this scheme provides loans up to \(\text{Rs. } 10\text{ lakh}\) to non-corporate, non-farm small/micro enterprises.
The scheme places a major focus on supporting women entrepreneurs, with more than \(70\%\) of Mudra loan accounts held by women.
- Pradhan Mantri Sahayta Rind (B) and the generic National Banking Scheme for Women (E) are not formal, recognized schemes in this context.
Therefore, the valid credit schemes that support women entrepreneurs are PMRY (A), Udyogini (C), and MUDRA (D).
Step 3: Final Answer:
The correct option representing these schemes is (B).
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