Step 1: Find the sum of the first five terms.
Given first term \(a=2\) and common difference \(d\).
Using
\[
S_n=\frac{n}{2}[2a+(n-1)d]
\]
\[
S_5=\frac{5}{2}[4+4d]
\]
\[
S_5=10+10d
\]
Step 2: Find the sum of the next five terms.
The sum of terms \(6\) to \(10\) is
\[
S_{10}-S_5
\]
Now,
\[
S_{10}=\frac{10}{2}[4+9d]
\]
\[
S_{10}=20+45d
\]
Therefore,
\[
S_{10}-S_5=(20+45d)-(10+10d)
\]
\[
=10+35d
\]
Step 3: Use the given condition to find \(d\).
Given that the sum of the first five terms is one-fourth of the sum of the next five terms.
\[
10+10d=\frac14(10+35d)
\]
Multiplying by 4,
\[
40+40d=10+35d
\]
\[
5d=-30
\]
\[
d=-6
\]
Step 4: Find the 20th term.
The \(n^{th}\) term of an AP is
\[
a_n=a+(n-1)d
\]
Hence,
\[
a_{20}=2+19(-6)
\]
\[
=2-114
\]
\[
=-112
\]
{-112}