(A) Cholesterol contains a polar hydroxyl group (–OH) and a large nonpolar steroid ring structure, making it amphipathic. ✔️
(B) Phospholipids self-assemble into bilayers/micelles in aqueous solution due to the hydrophobic effect—the tails avoid water while polar heads interact with it. ✔️
(C) Unsaturation introduces kinks in fatty acyl chains, reducing packing and thereby lowering the transition temperature (\(T_m\)), not increasing it. ❌
(D) The choline head group bears a positively charged quaternary ammonium group. ✔️
Thus, the correct statements are (A), (B), and (D).