Step 1: Context: Small savings grow remarkably over time.
Step 2: Options: Abscission (cutting off), Liquidity (availability of cash), Accretion
(gradual accumulation), Tenacity (persistence), Dearth (scarcity).
Step 3: Accretion fits as it means the gradual buildup of funds.
Step 4: Others don’t imply growth or accumulation.