Concept:
For motion under gravity with constant acceleration, we use the kinematic equation:
\[
v^2 = u^2 + 2gh
\]
where
• \(u\) = initial velocity
• \(v\) = final velocity
• \(g\) = acceleration due to gravity
• \(h\) = height fallen
Step 1: Identify the given quantities.
Since the stone is dropped:
\[
u = 0
\]
\[
g = 10\,\text{m/s}^2
\]
\[
h = 20\,\text{m}
\]
Step 2: Substitute into the kinematic equation.
\[
v^2 = 0 + 2(10)(20)
\]
\[
v^2 = 400
\]
Step 3: Find the velocity.
\[
v = \sqrt{400}
\]
\[
v = 20\,\text{m/s}
\]
Thus the velocity just before hitting the ground is
\[
\boxed{20\,\text{m/s}}
\]