Step 1: Find the value of the constant \( k \).
Summing all probabilities:
\[ k + 2k + 3k + 4k = 1 \]
\[ 10k = 1 \implies k = 0.1 \]
Step 2: Calculate the probability \( P(X \lt 3) \).
The condition \( X \lt 3 \) includes the values \( X=1 \) and \( X=2 \).
\[ P(X \lt 3) = P(X=1) + P(X=2) \]
\[ P(X \lt 3) = k + 2k = 3k \]
Step 3: Determine the ratio.
We need the ratio \( k : P(X \lt 3) \).
\[ \text{Ratio} = \frac{k}{3k} = \frac{1}{3} \]
In ratio form, this is written as \( 1:3 \).
Final Answer: (C)