Step 1: Identify the type of probability problem.
Each day is an independent trial with exactly two outcomes, cloudy with probability \(p=0.5\) or sunny with probability \(q=1-p=0.5\). Over four days we want the chance of getting exactly three cloudy days and one sunny day, in any order. This is a binomial probability situation.
Step 2: Write down the binomial probability formula.
For \(n\) independent trials, each with success probability \(p\), the probability of getting exactly \(k\) successes is
\[ P(k) = \binom{n}{k} p^{k} (1-p)^{n-k} \]
Here a success is a cloudy day, so \(n=4\), \(k=3\), and \(p=0.5\).
Step 3: Count the number of ways to choose which three days are cloudy.
\[ \binom{4}{3} = 4 \]
This counts the four possible arrangements: the sunny day could be day 1, day 2, day 3, or day 4, with the other three days cloudy.
Step 4: Multiply by the probability of one such arrangement.
For any one arrangement, the probability of exactly that sequence of cloudy and sunny days is
\[ (0.5)^3 \times (0.5)^1 = (0.5)^4 = \frac{1}{16} \]
Step 5: Combine the count and the probability.
\[ P = 4 \times \frac{1}{16} = \frac{4}{16} = \frac{1}{4} \]
Step 6: Final answer.
The probability that exactly three of the four days are cloudy is
\[ \boxed{\frac{1}{4}} \]
Hence, the correct option is (A).