Question:
Which of the following is/are vertical(s) in the Pradhan Mantri Awas Yojana Urban 2.0 (PMAY-U 2.0)?
Which of the following is/are vertical(s) in the Pradhan Mantri Awas Yojana Urban 2.0 (PMAY-U 2.0)?
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PMAY-U 2.0 replaced slum redevelopment (ISSR) with a new rental-housing vertical (ARH), keeping AHP and BLC from the original scheme.
Updated On: Aug 6, 2026
- In-situ Slum Redevelopment (ISSR)
- Affordable Housing in Partnership (AHP)
- Affordable Rental Housing (ARH)
- Beneficiary-led Construction (BLC)
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The Correct Option is B, C, D
Solution and Explanation
Step 1: Recall the structure of the original PMAY-U and what changed in PMAY-U 2.0.
The Pradhan Mantri Awas Yojana - Urban (PMAY-U), launched in 2015, was built around four verticals to help different groups of beneficiaries: In-situ Slum Redevelopment (ISSR), Credit Linked Subsidy Scheme (CLSS), Affordable Housing in Partnership (AHP), and Beneficiary-led individual house Construction (BLC).
PMAY-U 2.0, approved by the Government of India in 2024, is the follow-on scheme for the 2024 to 2029 period. It restructures these verticals, drops slum redevelopment and the credit-linked subsidy route as separate verticals, and adds a new one aimed at renters.
Step 2: List the actual verticals of PMAY-U 2.0.
PMAY-U 2.0 works through four verticals: Beneficiary-led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and an Interest Subsidy Scheme (ISS) for home loans.
Step 3: Match each option against this list.
In-situ Slum Redevelopment (ISSR) was a vertical under the original 2015 PMAY-U, but it has not been carried forward as a named vertical under PMAY-U 2.0, so option (A) does not apply.
Affordable Housing in Partnership (AHP) continues as a vertical in PMAY-U 2.0, so option (B) is correct.
Affordable Rental Housing (ARH) is a vertical newly emphasised in PMAY-U 2.0, targeting migrant workers and the urban poor who need rental housing rather than ownership, so option (C) is correct.
Beneficiary-led Construction (BLC) continues as a vertical in PMAY-U 2.0, supporting individual households building or enhancing their own homes, so option (D) is correct.
Final Answer:
The verticals of PMAY-U 2.0 among the given options are AHP, ARH, and BLC; ISSR belongs to the earlier PMAY-U, not PMAY-U 2.0.
\[ \boxed{\text{AHP, ARH, BLC, i.e. options 2, 3 and 4}} \]
The Pradhan Mantri Awas Yojana - Urban (PMAY-U), launched in 2015, was built around four verticals to help different groups of beneficiaries: In-situ Slum Redevelopment (ISSR), Credit Linked Subsidy Scheme (CLSS), Affordable Housing in Partnership (AHP), and Beneficiary-led individual house Construction (BLC).
PMAY-U 2.0, approved by the Government of India in 2024, is the follow-on scheme for the 2024 to 2029 period. It restructures these verticals, drops slum redevelopment and the credit-linked subsidy route as separate verticals, and adds a new one aimed at renters.
Step 2: List the actual verticals of PMAY-U 2.0.
PMAY-U 2.0 works through four verticals: Beneficiary-led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and an Interest Subsidy Scheme (ISS) for home loans.
Step 3: Match each option against this list.
In-situ Slum Redevelopment (ISSR) was a vertical under the original 2015 PMAY-U, but it has not been carried forward as a named vertical under PMAY-U 2.0, so option (A) does not apply.
Affordable Housing in Partnership (AHP) continues as a vertical in PMAY-U 2.0, so option (B) is correct.
Affordable Rental Housing (ARH) is a vertical newly emphasised in PMAY-U 2.0, targeting migrant workers and the urban poor who need rental housing rather than ownership, so option (C) is correct.
Beneficiary-led Construction (BLC) continues as a vertical in PMAY-U 2.0, supporting individual households building or enhancing their own homes, so option (D) is correct.
Final Answer:
The verticals of PMAY-U 2.0 among the given options are AHP, ARH, and BLC; ISSR belongs to the earlier PMAY-U, not PMAY-U 2.0.
\[ \boxed{\text{AHP, ARH, BLC, i.e. options 2, 3 and 4}} \]
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