Step 1: Recall the main cause of underground mine fires.
Subsurface fires generally occur when coal undergoes slow oxidation, generating heat that eventually leads to self-heating.
Step 2: Identify the primary cause.
This phenomenon is known as
\[
\boxed{\text{Spontaneous combustion of coal}.}
\]
Hence,
\[
\boxed{(B)}
\]
is the correct answer.