Rather than deriving the dividing point from scratch, each candidate point can be tested directly: if a point \(P\) truly divides segment \(AB\) with \(A=(1,2)\) and \(B=(5,6)\) in the ratio \(1:3\), then \(P\) must satisfy \(P = A + \dfrac{1}{4}(B-A)\), since dividing in ratio \(1:3\) internally places \(P\) exactly \(\dfrac{1}{1+3}=\dfrac{1}{4}\) of the way from \(A\) to \(B\).
\[ B - A = (5-1,\ 6-2) = (4,4), \qquad \frac{1}{4}(4,4) = (1,1), \qquad A + (1,1) = (2,3) \]Only one candidate correctly sits exactly one quarter of the way along the segment from \(A\) toward \(B\).
Therefore, the correct answer is (2, 3).