Ambient CO$_2$ partial pressure:
\[
P_{CO_2} = 300\ \text{ppm} = 300 \times 10^{-6}\ \text{atm} = 3 \times 10^{-4}\ \text{atm}.
\]
Dissolved molecular CO$_2$:
\[
[\text{CO}_2(\text{aq})] = H\, P_{CO_2} = (3.4 \times 10^{-2})(3 \times 10^{-4}) = 1.02 \times 10^{-5}\ \text{M}.
\]
At neutral pH, \([H^+] = 10^{-7}\) M.
First dissociation:
\[
\frac{[\text{HCO}_3^-]}{[\text{CO}_2]} = \frac{K_1}{[H^+]}
= \frac{4.3\times 10^{-7}}{10^{-7}} = 4.3.
\]
Second dissociation is negligible (very tiny):
\[
\frac{[\text{CO}_3^{2-}]}{[\text{HCO}_3^-]} = \frac{K_2}{[H^+]} = 4.7\times 10^{-4}.
\]
Thus total dissolved inorganic carbon:
\[
[\text{Total}] = [\text{CO}_2] (1 + 4.3 + 4.3 \times 4.7\times 10^{-4}).
\]
Compute:
\[
1 + 4.3 + 0.002 = 5.302.
\]
\[
[\text{Total}] = 1.02\times10^{-5} \times 5.302 = 5.41\times 10^{-5}\,\text{M}.
\]
Convert to $\mu$M:
\[
5.41\times10^{-5}\,\text{M} = 54.1\ \mu\text{M}.
\]
Thus the answer is:
\[
\boxed{54.1\ \mu\text{M}} \quad (\text{acceptable range: } 54.0\text{–}54.2)
\]