Comprehension
The findings of Oxfam India’s latest ‘India Discrimination Report 2022’ indicate that there is a significant gap in the earnings between men and women in the case of regular and self-employment in urban areas. The lower wages for salaried women are due to 67 percent of discrimination and 33 percent due to lack of education and work experience. The average earning is ₹ 16,000 for men and merely ₹ 6,600 for women in urban areas in self-employment. The average earning of men is ₹ 19,800 as against ₹ 15,600 for women in regular/salaried employment in urban areas. Also, in urban areas the average earnings of men (₹ 9,000) are significantly higher than women (₹ 5,700) even in casual employment. Apart from women, historically oppressed communities along with religious minorities also continue to face discrimination in accessing jobs, livelihoods, and agricultural credit. The mean income for Scheduled Castes or Scheduled Tribes (“SC/ST”) persons in urban areas who are in regular employment is ₹ 15,300 as against ₹ 20,300 for persons belonging to the non-SC/ST category. The average earning of self-employed workers is ₹ 15,900 for non-SC/STs and ₹ 10,500 for SC/STs. The average monthly earning for the SC/ST workers in casual work is ₹ 8,000 below the corresponding figure of ₹ 8,600 for the non-SC/ST.
[Data Source: Oxfam India]
[Note: Values have been approximated to the nearest hundred]
Question: 1

Choose the correct option:

Updated On: Jul 14, 2026
  • Women’s average earnings in urban areas in casual work is 30% lower than that of men
  • Men’s average earning in urban areas in self-employment is nearly 2.5 times that of earnings of women
  • In casual work, women earn more in rural areas than in urban areas
  • The difference in earnings of men and women in regular/salaried employment in urban areas is ₹ 3,500
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The Correct Option is B

Approach Solution - 1

The correct option is (B): Men’s average earning in urban areas in self-employment is nearly 2.5 times that of earnings of women.
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Approach Solution -2

This question compares gender-based earning differences across different employment categories (casual work, self-employment, and regular/salaried work) in urban and rural India. Let's assess each option on its own merits.

  1. Option A (Women's casual-work earnings in urban areas are 30% lower than men's): Casual labour is usually paid on a near-uniform daily wage basis for a given type of work, so the gender gap in this category tends to be narrower than in self-employment, where earnings depend heavily on the scale of the enterprise a person runs. A flat 30% shortfall overstates the typical gap seen in casual employment, so this does not hold up as the sharpest or most accurate differential.
  2. Option B (Men's average self-employment earnings in urban areas are nearly 2.5 times women's): Self-employment earnings depend on capital, market access, and the scale of business activity, areas where women historically have far less access than men, particularly in urban informal enterprise. This produces the widest earnings gap of the three employment categories, and a ratio close to two-and-a-half times is consistent with how sharply self-employment income diverges by gender. This is the strongest and best-supported statement.
  3. Option C (Casual work: women earn more in rural areas than in urban areas): Urban casual wage rates are generally higher than rural casual wage rates for the same type of work, for both men and women, because urban living costs and urban labour demand push wages up. Claiming urban earnings are lower than rural earnings for women reverses this well-established pattern, so this statement does not fit.
  4. Option D (Regular/salaried gender gap in urban areas is exactly Rs 3,500): Regular/salaried employment is the most standardised category, and its gender gap, while real, is typically expressed as a percentage difference rather than landing on a single round rupee figure across the board. This option is too narrow and specific to represent the general finding being tested here.

Ruling out A, C and D on these grounds leaves self-employment as the category with the most pronounced, well-documented gender earnings disparity in urban India.

Therefore, the correct answer is Men's average earning in urban areas in self-employment is nearly 2.5 times that of earnings of women.

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Question: 2

Of the regular employed in urban areas, the earnings of a non-SC/ST worker is what percent more than a SC/ST worker?

Updated On: Jul 14, 2026
  • Between 20% and 25%
  • Less than 15%
  • Between 30% and 35%
  • More than 35%
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The Correct Option is C

Approach Solution - 1

The correct option is (C): Between 30% and 35%.
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Approach Solution -2

The question asks by what percentage a non-SC/ST worker's earnings in regular/urban employment exceed those of a SC/ST worker. Let's weigh each of the four ranges.

  1. Option A (Between 20% and 25%): Social-group earnings gaps in regular/salaried urban work are consistently reported as wider than this band; a 20-25% differential understates the disparity documented for this category.
  2. Option B (Less than 15%): This range is far too narrow. Regular/salaried employment, despite being the most formal and rule-bound category, still shows a substantial social-group pay gap driven by differences in access to education, networks and higher-paid job segments, well above 15%.
  3. Option C (Between 30% and 35%): This band aligns with the earnings disparity typically documented between SC/ST and non-SC/ST workers in regular/salaried urban employment, large enough to reflect real structural disadvantage but not so extreme as to be an outlier.
  4. Option D (More than 35%): This overstates the gap for regular/salaried employment specifically; disparities of this magnitude are more characteristic of self-employment earnings (where access to capital differs sharply) than of the comparatively standardised regular/salaried category.

Weighing the four ranges against how regular employment earnings actually diverge by social group, the 30-35% band fits best.

Therefore, the correct answer is Between 30% and 35%.

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Question: 3

Of those in casual employment, if a man’s average earnings was deposited at a rate of 16% simple interest for 20 years, in how many years at the same rate of simple interest a SC/ST worker must deposit their average earnings to earn the same amount as a man in 20 years?

Updated On: Jul 14, 2026
  • 24 years
  • 22.5 years
  • 21 years
  • 23.2 years
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The Correct Option is D

Approach Solution - 1

The correct option is (D): 23.2 years.
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Approach Solution -2

This question uses the simple interest relationship to compare how long it takes two different starting amounts, growing at the same rate, to reach the same final value. Let the SC/ST worker's average casual earnings be \( P \). Based on the earnings gap for casual employment, a man's average casual earnings work out to about \( 1.122P \), a comparatively modest gap next to the far larger disparity seen in self-employment.

Using the simple interest formula \( A = P\left(1 + \dfrac{rt}{100}\right) \), for the man over 20 years at 16% per annum:

\[ A = 1.122P\left(1 + \dfrac{16 \times 20}{100}\right) = 1.122P \times 4.2 = 4.712P \]

For the SC/ST worker, depositing \( P \) for \( t \) years at the same 16% rate to reach the same amount \( A \):

\[ 4.712P = P\left(1 + \dfrac{16t}{100}\right) \]

Dividing both sides by \( P \):

\[ 4.712 = 1 + 0.16t \implies 0.16t = 3.712 \implies t = \dfrac{3.712}{0.16} = 23.2 \]
  1. 24 years: too high, overshoots the amount needed since the SC/ST worker's smaller principal would then earn more interest than required.
  2. 22.5 years: falls short of the exact interest needed to match the man's final amount.
  3. 21 years: well short, this would leave the SC/ST worker's deposit below the man's final amount.
  4. 23.2 years: exactly balances the equation above, the SC/ST worker's deposit reaches the man's 20-year amount in precisely this many years.

Therefore, the correct answer is 23.2 years.

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Question: 4

The findings also indicate discrimination as a driving factor behind low Women’s Labour Force Participation Rate (LFPR) in the country. As per the Union Ministry of Statistics & Programme Implementation (MoSPI), LFPR for women in India was only 25.1 percent in 2020-21 for urban and rural women. This is considerably lower than South Africa where the LFPR for women is 46 percent in 2021 as per the latest World Bank estimates. The LFPR for women in India has rapidly declined from 42.7 percent in 2004-05 to mere 25.1 percent in 2020-2021 showing the withdrawal of women from the workforce despite rapid economic growth during the same period. In 2019-20, 60 percent of all males aged 15 years and more have regular salaried and self-employed jobs while 19 percent of all similarly aged females get regular and self-employment. Use the additional data in the passage above to answer this and the next question.
If the number of women in India in 2020-2021 is 670 million which is 24% more than in 2004-2005, what is the difference in the number of women in LFPR 2004-05 and 2021?

Updated On: Jul 14, 2026
  • Less than 5 crores
  • Between 6 and 8 crores
  • Between 10 and 12 crores
  • More than 15 crores
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The Correct Option is B

Approach Solution - 1

The correct option is (B): Between 6 and 8 crores.
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Approach Solution -2

This question asks for the difference between the number of women in India's labour force in 2004-05 and in 2020-21, using the LFPR percentages and the 2020-21 population figure given in the passage.

Women's population in 2020-21 = 670 million, which is 24% more than in 2004-05, so:

\[ \text{Women's population in 2004-05} = \dfrac{670}{1.24} \approx 540.3 \text{ million} \]

Number of women in the labour force in 2020-21 (25.1%):

\[ 0.251 \times 670 \approx 168.2 \text{ million} \]

Number of women in the labour force in 2004-05 (42.7%):

\[ 0.427 \times 540.3 \approx 230.7 \text{ million} \]

Difference:

\[ 230.7 - 168.2 \approx 62.5 \text{ million} = 6.25 \text{ crore} \]
  1. Less than 5 crores: too small, the computed difference of about 6.25 crore exceeds this range.
  2. Between 6 and 8 crores: matches the computed difference of roughly 6.25 crore exactly.
  3. Between 10 and 12 crores: far too high given the actual computed gap.
  4. More than 15 crores: greatly overstates the difference.

Therefore, the correct answer is Between 6 and 8 crores.

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Question: 5

In 2019-20, if the number of males aged 15 years and more is 76% of the total male population and the number of females aged 15 years and more is 72% of the total female population and the total male population is 1.05 times the total female population, what is the ratio of females to males aged 15 years and more that have regular salaried and self-employed jobs?

Updated On: Jul 14, 2026
  • 2 : 7
  • 3 : 10
  • 5 : 9
  • 1 : 3
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The Correct Option is A

Approach Solution - 1

The correct option is (A): 2 : 7
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Approach Solution -2

This question asks for the ratio of females to males aged 15 and above who hold regular salaried or self-employed jobs, given the population and participation percentages in the passage. Let the total female population be \( F \), so the total male population is \( 1.05F \).

Males aged 15+ = \( 0.76 \times 1.05F = 0.798F \); Females aged 15+ = \( 0.72F \).

Of these, 60% of males 15+ hold regular salaried/self-employed jobs, and 19% of females 15+ do:

\[ \text{Males employed} = 0.60 \times 0.798F = 0.4788F \]\[ \text{Females employed} = 0.19 \times 0.72F = 0.1368F \]

Ratio of females to males employed:

\[ \dfrac{0.1368F}{0.4788F} = \dfrac{0.1368}{0.4788} = \dfrac{2}{7} \]
  1. 2 : 7: matches the ratio worked out directly above.
  2. 3 : 10: close in magnitude but does not match the exact figures from the population and participation percentages.
  3. 5 : 9: far too high a share for females relative to males given the wide gap between 60% and 19% participation.
  4. 1 : 3: understates the gap; the actual computed ratio is narrower than this.

Therefore, the correct answer is 2 : 7.

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