Step 1: Smart City → IoT.
The Smart City Mission focuses on using technology such as Internet of Things (IoT) to improve urban infrastructure, governance, and quality of life. Hence, A is correctly matched with III.
Step 2: P.M. Jan Dhan Yojana → Bank account opening.
Pradhan Mantri Jan Dhan Yojana aims to promote financial inclusion by ensuring access to banking services, especially bank account opening for all citizens. Therefore, B matches with IV.
Step 3: PMAY → Affordable housing.
Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme aimed at providing affordable housing to all by the year 2022. Thus, C is correctly matched with I.
Step 4: Sarva Shiksha Abhiyan → Primary education.
Sarva Shiksha Abhiyan is a major initiative to universalize elementary education and improve access to primary schooling across India. Hence, D corresponds to II.
Step 5: Conclusion.
The correct matching is A–III, B–IV, C–I, D–II, which corresponds to option (A).