Question:
Malti Ahuja is making a sincere effort to pay off her _______.
Malti Ahuja is making a sincere effort to pay off her _______.
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To remember the spelling of \emph{creditor}, think of “credit” + “or” — the person who gives credit is a creditor.
Updated On: Jul 15, 2026
- crediter
- creditar
- credittor
- creditor
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The Correct Option is D
Approach Solution - 1
The correct spelling is creditor, which refers to a person, company, or institution to whom money is owed. The context of the sentence — “making a sincere effort to pay off” — indicates that Malti owes money, and therefore, she is repaying her creditor.
Options (A) \emph{crediter}, (B) \emph{creditar}, and (C) \emph{credittor} are incorrect spellings and not recognized in standard English.
Options (A) \emph{crediter}, (B) \emph{creditar}, and (C) \emph{credittor} are incorrect spellings and not recognized in standard English.
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Approach Solution -2
The question asks which spelling correctly completes the sentence about Malti Ahuja paying off the person or institution she owes money to. Let's check each spelling option.
- Crediter: This spelling swaps the ending "-or" for "-er," which is not how this word is formed in English. Agent nouns built from Latin roots like "credit" typically take "-or," not "-er," so this spelling is wrong.
- Creditar: Ending the word in "-ar" does not match any standard English pattern for this term. This is simply a misspelling with no recognised usage.
- Credittor: This doubles the "t" before adding "-or," which is not how the word is built. The base word is "credit," and adding "-or" directly gives one "t," not two, so this spelling is also incorrect.
- Creditor: This is the standard, dictionary-recognised spelling. It combines "credit" with the agent suffix "-or" to describe a person, company, or institution to whom money is owed, which fits the sentence about Malti trying to pay off her debt.
Since the sentence describes Malti making an effort to repay money she owes, the word needed is the one naming the party owed that money, and only the fourth spelling matches the correct, standard form of that word.
Therefore, the correct answer is creditor.
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Approach Solution -3
Rather than stating a spelling rule, we can check each option against real, correctly spelled English words that follow the same pattern as this term.
- Crediter: There is no common English word ending in "-editer" formed this way; words like "debtor" and "vendor" all end in "-or", not "-er", so this spelling has no matching pattern to lean on.
- Creditar: No standard English word of this type ends in "-ar", so this spelling matches nothing in the language.
- Credittor: Words like "debtor" and "vendor" keep a single consonant before the "-or" ending; doubling the "t" here breaks that pattern.
- Creditor: This lines up exactly with familiar words like "debtor", "vendor", and "actor", all ending cleanly in "-or" with no doubled letters, showing this is the version consistent with how English actually spells this class of word.
Testing each spelling against real words built the same way, "debtor", "vendor", "actor", leaves only one option that matches the pattern these words all share.
Therefore, the correct answer is creditor.
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What pleased and satisfied her so, here at Carignano, was its barrenness. This was the chief virtue of all Kasauli of course-its starkness. It had rocks, it had pines, it had light and air. In every direction there was a sweeping view - to the north, of the mountains, to the south, of the plains. Occasionally an eagle swam through this clear unobstructed mass of light and air, that was all. And Carignano, her home on the ridge, had no more than that. Why should it? The sun shone on its white walls. Its windows were open the ones facing north opened on to the blue waves of the Himalayas flowing out and up to the line of ice and snow sketched upon the sky, while those that faced south looked down the plunging cliff to the plain stretching out, flat and sere to the blurred horizon.
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