Step 1: Recognize the series type.
Both \(S\) and \(T\) are logarithmic series of the form
\[
\sum_{k=1}^{\infty} \frac{r^k}{k} = -\ln(1 - r), \quad |r|<1.
\]
For alternating signs,
\[
\sum_{k=1}^{\infty} (-1)^{k-1}\frac{r^k}{k} = \ln(1 + r).
\]
Step 2: Apply to given series.
\[
S = \ln\left(1 + \frac{1}{4}\right) = \ln\left(\frac{5}{4}\right),
\]
\[
T = -\ln\left(1 - \frac{1}{5}\right) = -\ln\left(\frac{4}{5}\right) = \ln\left(\frac{5}{4}\right).
\]
Thus, \( S = T \).
Step 3: Verify given options.
If \(S = T\), then \(4S - 5T = 4S - 5S = -S = 0\) (since \(S = T\) implies same ratio).
Hence, \(4S - 5T = 0\) is true.
Final Answer:
\[
\boxed{4S - 5T = 0}
\]