We are given that \( \sec \theta = \frac{13}{12} \), which means the hypotenuse is 13 and the adjacent side is 12 in a right triangle.
From the identity \( \sec^2 \theta = 1 + \tan^2 \theta \), we can find \( \tan \theta \):
\[
\sec^2 \theta = \left( \frac{13}{12} \right)^2 = \frac{169}{144}.
\]
Thus:
\[
\tan^2 \theta = \sec^2 \theta - 1 = \frac{169}{144} - 1 = \frac{169}{144} - \frac{144}{144} = \frac{25}{144}.
\]
So:
\[
\tan \theta = \frac{5}{12}.
\]
Now, using the identity \( \cot \theta = \frac{1}{\tan \theta} \), we find:
\[
\cot \theta = \frac{1}{\frac{5}{12}} = \frac{12}{5}.
\]
Therefore, \( \cot \theta = \boxed{\frac{12}{5}} \).