Concept:
When trigonometric limits produce indeterminate forms, rationalization is often the simplest method.
The identity used here is:
\[
1-\sin x
=
\frac{(1-\sin x)(1+\sin x)}{1+\sin x}
\]
which simplifies the expression significantly.
Step 1: Observe the indeterminate form.
We are given:
\[
\lim_{x\to \frac{\pi}{2}}
\frac{1-\sin x}{\cos x}
\]
Substituting directly:
\[
\sin\frac{\pi}{2}=1,
\qquad
\cos\frac{\pi}{2}=0
\]
Hence,
\[
\frac{1-1}{0}
=
\frac00
\]
which is an indeterminate form.
Step 2: Rationalize the numerator.
Multiply numerator and denominator by \(1+\sin x\):
\[
\frac{1-\sin x}{\cos x}
\cdot
\frac{1+\sin x}{1+\sin x}
\]
\[
=
\frac{1-\sin^2x}{\cos x(1+\sin x)}
\]
Using the identity:
\[
1-\sin^2x=\cos^2x
\]
we get:
\[
=
\frac{\cos^2x}{\cos x(1+\sin x)}
\]
Cancel one \(\cos x\):
\[
=
\frac{\cos x}{1+\sin x}
\]
Step 3: Evaluate the limit.
Now substitute \(x\to \frac{\pi}{2}\):
\[
\cos\frac{\pi}{2}=0
\]
and
\[
1+\sin\frac{\pi}{2}=1+1=2
\]
Therefore,
\[
\lim_{x\to \frac{\pi}{2}}
\frac{\cos x}{1+\sin x}
=
\frac02
\]
\[
=0
\]
Hence,
\[
\boxed{0}
\]