Step 1: Use the cosine addition formula:
\[
\cos(A + B) = \cos A \cdot \cos B - \sin A \cdot \sin B
\]
Step 2: Substituting \( A = 38^\circ \) and \( B = 52^\circ \), we get:
\[
\cos(38^\circ + 52^\circ) = \cos 90^\circ = 0
\]
Thus, the correct answer is \( \boxed{0} \).