Step 1: Understand the Heat Transfer Problem
Heat flows from the wire surface through the insulation to the ambient air. For a cylindrical geometry with insulation, we have two resistances in series:
Step 2: Set Up Heat Transfer Equations
For a long cylindrical wire, the heat transfer rate per unit length is:
$$q' = \frac{T_s - T_a}{R_{total}}$$
where the total thermal resistance per unit length is:
$$R_{total} = R_{cond} + R_{conv}$$
Conduction resistance through insulation (per unit length):
$$R_{cond} = \frac{\ln(r_2/r_1)}{2\pi k}$$
where:
Convection resistance (per unit length):
$$R_{conv} = \frac{1}{2\pi r_2 h} = \frac{1}{2\pi (0.0025)(20)}$$
$$R_{conv} = \frac{1}{0.3142} = 3.183 \text{ m}\cdot\text{K/W}$$
Step 3: Determine the Critical Condition
To reduce heat loss from the wire, we want to maximize the total resistance. However, there's a critical radius concept: adding insulation can actually increase heat loss if the outer radius is less than the critical radius.
The critical radius for a cylinder is:
$$r_{critical} = \frac{k}{h}$$
For heat loss to be reduced (insulation to be effective), we need:
$$r_2 \geq r_{critical}$$
$$0.0025 \geq \frac{k}{20}$$
$$k \leq 0.0025 \times 20 = 0.05 \text{ W/(m}\cdot\text{K)}$$
But this gives us the maximum value where insulation starts becoming counterproductive. To minimize heat loss, we want the insulation to provide significant resistance.
Step 4: Alternative Approach - Heat Loss Comparison
Without insulation, heat loss per unit length:
$$q'_{bare} = 2\pi r_1 h (T_s - T_a) = 2\pi (0.0005)(20)(T_s - T_a)$$
$$q'_{bare} = 0.0628(T_s - T_a)$$
With insulation, heat loss per unit length:
$$q'_{insulated} = \frac{T_s - T_a}{\frac{\ln(r_2/r_1)}{2\pi k} + \frac{1}{2\pi r_2 h}}$$
For the insulation to reduce heat loss: $q'{insulated} < q'{bare}$
$$\frac{1}{\frac{\ln(r_2/r_1)}{2\pi k} + \frac{1}{2\pi r_2 h}} < 2\pi r_1 h$$
$$\frac{1}{\frac{\ln(5)}{2\pi k} + \frac{1}{2\pi (0.0025)(20)}} < 0.0628$$
$$\frac{\ln(5)}{2\pi k} + 3.183 > \frac{1}{0.0628} = 15.92$$
$$\frac{\ln(5)}{2\pi k} > 15.92 - 3.183 = 12.74$$
$$\frac{1.609}{2\pi k} > 12.74$$
$$k < \frac{1.609}{2\pi \times 12.74} = \frac{1.609}{80.04} = 0.0201$$
$$k < 0.02 \text{ W/(m}\cdot\text{K)}$$
Step 5: Round to Two Decimal Places
The maximum allowed thermal conductivity is:
$$k_{max} = 0.02 \text{ W/(m}\cdot\text{K)}$$
Answer
The maximum allowed thermal conductivity of the insulating material is 0.02 W/(m·K).