The assertion correctly describes the tonicity of the fluid in the limbs of the loop of Henle. The descending limb is indeed permeable to water but not to solutes, leading to increasingly hypertonic urine as water exits into the hyperosmolar medullary interstitium. Conversely, the ascending limb, while impermeable to water, actively transports Na+ and Cl- out of the urine, making it increasingly hypotonic. The reason provided is incorrect; the ascending limb is actually impermeable to water but actively transports ions.