To find the unit digit of the product \(13 \times 27 \times 63 \times 51 \times 98 \times 46\), we need to focus only on the unit digits of each of these numbers individually, as the unit digit of a product depends solely on the unit digits of the numbers involved.
Now, we calculate the unit digit of the product of these unit digits: \(3 \times 7 \times 3 \times 1 \times 8 \times 6\).
Thus, the unit digit of the product of all these numbers is \(4\).
Therefore, the correct option is 4.